Fallen foul of a debt collector?
We can help!

Let’s take the first step together to help you understand the illusion of debt. 

By joining our Website Community or Facebook Group  you shall begin to comprehend you are not in debt to any Bank or Debt Collection Agent. 

Number of UK Mortgages
11,20 0
CCJs issued in 2021
1,20 0
Repossessions in 2021
30,0 0
UK Debt to income Ratio
0 %

What is Debt-Less?

Debt Less is an online platform for those seeking financial education and subsequent litigation training. We provide training upon successful litigation techniques when dealing with financial institutions seeking to unjustly enrich themselves.

Our training expertise were developed primarily within the courts and financial system of the United Kingdom. However, due to the global reach of banks, and the intrinsic legal systems that protect them, our training services are applicable worldwide. To date, students from Australia, New Zealand, France, Ireland, Bermuda, Ukraine, the United Kingdom, and of course the United States, have undertaken training. 

Since the global financial collapse in 2008, the so-called ‘credit crunch‘, tens of millions of people have lost their life savings, homes, businesses, jobs and assets. No single banker has been sent to prison for the crimes committed against those people – yet.

Unsurprisingly, no single member of the judiciary, politician, bank employee, solicitor, barrister, or economist, in any country, comprehends the true scale of the central banking Ponzi scheme, or the level of criminal activity and concealment at play.   

Debt Less was founded as a training platform for those who have been deceived by the international banking cartels and their complicit legal advisors. We specialise in training with respect to the application of specific areas of legislation so students may learn how to become successful litigants when dealing with purported debt. 

Since 2008, our team of experts has forensically analysed the complete global financial Ponzi scheme. From the deposit of the credit agreement, securitisation, and the establishment of fiat currency, through to property repossession and the loss of assets, there is no stone that has been left unturned. The criminality and deception at every level is staggering.  

The information, education and training available through our Facebook group and online community is unmatched, as are the success levels of our students when dealing with banks and their agents.

Whether you believe you have borrowed money, that banks lend money, or that you are in debt to a bank, the truth will reveal itself within our training and educational platforms. The truth has been concealed and obfuscated behind a wall created by the banks, mainstream education and legal systems, media and government – they are certainly all in it together. 

No bank is a lender, and behind every transaction is an express trust that is concealed from the purported borrower, who is indeed a beneficiary. Our prime function is to illustrate through training, how individuals may successfully comprehend and navigate the legal and banking systems in their specific country.

Upon successful training, litigants may apply specific knowledge to; gain restitution upon funds unjustly claimed by the banks, set aside county court judgments, defend claims as litigants in person, understand the creation of fiat currency and the monetary systems, and so forth.

Through education, our aim is to reverse the effects and indoctrination of the banker’s fiat currency Ponzi scheme before the financial markets finally collapse, as is their intrinsic nature. 

We are not debt counsellors, we do not provide debt advice, financial advice, debt adjustment, investment opportunities or consolidation services – far from it. We are unique, we train, we educate, we ask the question, what debt, where?

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Discover the truth concealed by the Banking and legal industry who strive to deceive and protect the fiat currency Ponzi scheme that is modern Banking. 

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Learn more about debt less

Info hub

Banks do not lend money, they lend nothing, they purchase securities from settlors for the purpose of assignment to a Trustee, thereafter deceiving the beneficiary into effecting repayments on a non-existent obligation or debt. This sleight of hand is a deception that has served to enslave mankind for centuries – hence the wealthy become wealthier, and the poor continue to suffer.

Companies who purport to assign debts have little care for the tactics employed by those they purportedly assign. Agents do not think about the individuals who will be subjected to their activities, so long as they may turn a profit from something that was never, if acting on behalf of a financial institution, owed in the first place.

Harassment and intimidation are now commonplace as the modus operandi of Banks and their debt collection agents gathers pace exponentially, as are their ludicrous claims of a debt being due in the first place.

You are not in debt to a Bank, debt collection agent or any other financial institution where a credit agreement has been signed. Banks are not lenders and you are not a borrower. 

Similarly you are not in debt to Councils for Council Tax, which has been proven not to be enforceable in the Magistrates’ Courts.

Credit cards, store cards, buy now pay later cards, and personal so-called loans are also not debt, they are express trusts. 

So-called mortgages are also not debt. The agent Bank lends nothing, it does not have the cash in its till waiting for a ‘borrower’ to lend it to, far from it. 

A mortgage is simply the granting of a legal charge unnecessarily by the beneficiary moments after the settlor, the purported borrower, has deposited the credit agreement which is treated as cash for the benefit of the purchase.  Subsequent payments are not repayments for a loan, they are payments twice.  

The Banking system is a lie, it is a component of the Matrix, a system of human enslavement created by those that wish to rule over others, under the guise of fictional debt. There is no debt, debt is an illusion, as the students at Debt Less have successfully proven in the Courts for many years.  


Simply upload a copy of the latest paperwork or contact information you have received from the agent, along with a few details of your circumstances. 

We require this information to ensure we are dealing with the correct person who is sharing the data, and to provide directions upon where to read and study the applicable legislation and successes achieved by other students. 

We are here to provide assistance by the provision of training, and by guiding you to the relevant section of our Facebook Group and training products where information is at hand to deal with each matter in turn.

We are not a claims management company, we do not provide advice to those who believe they are in debt, or debt adjustment or consolidation services which are regulated by the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.

We are a training and financial education platform where free information and training is at hand in respect of the following subjects:

  • Legal charges 
  • LPA Receivers 
  • Forensic and equitable tracing of notes, securities and instruments
  • Repossession 
  • CCJ Set Aside 
  • Visa debit chargebacks
  • s.75 Consumer Credit Act 1974
  • Direct Debit Guarantee
  • Statutory Demands
  • Bankruptcy Petitions
  • Bank Giro Credit 
  • Consumer Rights Act 2015 
  • Debt Collection Agents
  • Private prosecutions
  • Council Tax 
  • Offshore Tax Planning  
  • Data Subject Access Requests
  • Warrant of Entry (Gas and Electricity) 
  • Warrant of Control – Stay of Execution
  • Utility Prepayment Meter (PPM) 
  • Bankruptcy 
  • Individual Voluntary Arrangement (IVA) 
  • Debt Relief Orders 
  • Debt Management Plans 
  • Mortgage repossession  
  • Parking Charge Notices
  • Penalty Charge Notices.
  • Credit Profile Repair
  • N16A – Injunctions 
  • Financial Mentorship 
  • Debt Collection Agents are not bailiffs, they are agents with no enforceable claim rights whatsoever.
  • Debt is not bought nor sold, contrary to disinformation within and  miscomprehension by the legal industry. 
  • Worst offenders of so-called debt harassment are; Moorcroft Debt Recovery Limited, BPO Collections Ltd, Wescot Credit Services Ltd , Marston (Holdings) Limited, Debt Recovery Plus Ltd, JBW Group Ltd, Lowell Portfolio I Limited, and Equita Limited to name a few.   
  • Globally there are thousands of Registered Debt Collection Agencies.
  • Banks do not lend money, they issue fiat currency.
  • No so-called ‘mortgagor’ is indebted to a bank.
  • Every relationship you have with a bank involves a trust.
  • No bank in this history of banking has made a single loan.
  • A twenty pound note is not money, it is fiat currency and as such, is worthless.
  • Banks do not accept deposits from savers to lend to borrowers.
  • You are not in debt to any financial institution.
  • Banks are agents to Trustees, they are not lenders.
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three simple steps

WHAT TO DO NEXT

Below are three simple steps you may take to receive help

Step 1

JOIN OUR FACEBOOK GROUP

Step 2

CHOOSE A TRAINING PRODUCT

Step 3

FURTHER INFORMATION

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register and join our online community, where you can find information, ask questions and read other peoples experiences.

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